To take advantage of the float-down option, please contact your Mortgage Loan Officer to request the rate adjustment and confirm eligibility. You will have up to 60 days to close once Affinity Federal Credit Union receives a signed purchase agreement additionally, if the published rate is lower on receipt of the signed purchase agreement, you may be eligible for a float-down option 2. Your exact interest rate is determined on the date that you lock in your rate, as new rates are published daily. Please consult with your credit union representative for additional details of the program.Ģ The Lock & Look Program allows you, our member, to lock in your interest rate for up to 90 days while you search for your home 1. Cash Rewards incentives are available as applicable by state law however, are void where prohibited by law or by the lender. Rewards can be paid in the form of a check at closing or as a credit to closing costs, depending on loan terms and conditions. Please allow up to 45 days after closing for a credit. Cash Rewards amounts are dependent on the commissions paid to the agent. An Affinity Federal Credit Union mortgage is not a requirement to earn Cash Rewards. Home buyers or sellers are not eligible for the Cash Rewards if they use an agent outside this network. Program Cash Rewards are awarded by CU Realty Services to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Program terms and conditions subject to change without notice.ġ The HomeAdvantage program is a feature available to members by third party provider, CU Realty Services. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd.Īll home lending products are subject to program eligibility, collateral requirements, and credit review and approval. Google Play and the Google Play logo are trademarks of Google Inc. App Store is a service mark of Apple Inc. Affinity Federal Credit Union NMLS# 463935Īpple and the Apple logo are trademarks of Apple Inc., registered in the U.S.
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